{"id":65190,"date":"2017-07-13T20:42:48","date_gmt":"2017-07-14T01:42:48","guid":{"rendered":"http:\/\/www.artofmanliness.com\/?p=65190"},"modified":"2026-10-08T20:27:42","modified_gmt":"2026-10-09T01:27:42","slug":"podcast-321-think-money","status":"publish","type":"post","link":"https:\/\/www.artofmanliness.com\/finance\/money\/podcast-321-think-money\/","title":{"rendered":"Podcast #321: How to Think About Money"},"content":{"rendered":"<p class=\"p1\"><span class=\"s1\">Personal finance can seem intimidating, but the reality is it\u2019s pretty basic \u2014 save more than you spend, find ways to earn more, invest for the long-term, and protect your assets. But if personal finance is so easy, why do so many people screw it up?<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">My guest today has spent his career exploring this topic. His name is Jonathan Clements and he\u2019s been <em>The<\/em> <i>Wall Street Journal\u2019s<\/i> personal finance columnist for years. During his writing career, he\u2019s also published several of the <a href=\"https:\/\/www.artofmanliness.com\/articles\/5-best-personal-finance-books\/\">best personal finance books<\/a> including <i><a href=\"https:\/\/www.amazon.com\/gp\/product\/0470473231\/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=0470473231&amp;linkCode=as2&amp;tag=stucosuccess&amp;linkId=FSXA3GZUT5SFDAZ4\">The Little Book of Main Street Money<\/a>.&nbsp;<\/i>In his latest book,&nbsp;<a href=\"https:\/\/www.amazon.com\/gp\/product\/B01GK1HWBW\/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B01GK1HWBW&amp;linkCode=as2&amp;tag=stucosuccess&amp;linkId=FSXA3GZUT5SFDAZ4\"><i>How to Think About Money<\/i><\/a>, Jonathan distills decades of personal finance experience into punchy, insightful, and action-oriented advice.<\/span><\/p>\n<p>Today on the show, Jonathan and I discuss the most common money mistakes people make and the psychological biases that cause us to make them. Jonathan then shares research-backed advice on how money <i>can<\/i> buy you happiness\u2026and also misery. Just depends on how you use it. He then delves into brass tacks tips on how to save for retirement no matter how old you are, how to overcome your psychological biases so you don\u2019t make stupid money mistakes, and why focusing on not losing money will help you have more money in the long run. Lots of actionable advice to enhance your finances in this episode.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Personal finance can seem intimidating, but the reality is it\u2019s pretty basic \u2014 save more than you spend, find ways to earn more, invest for the long-term, and protect your assets. But if personal finance is so easy, why do so many people screw it up? My guest today has spent his career exploring this [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":195622,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[42377,42395,156],"tags":[],"class_list":["post-65190","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","category-money","category-podcast"],"featured_image_urls":{"large":"https:\/\/www.artofmanliness.com\/wp-content\/uploads\/2017\/07\/321-538x280.png","medium_large":"https:\/\/www.artofmanliness.com\/wp-content\/uploads\/2017\/07\/321-768x432.png","aom":"https:\/\/www.artofmanliness.com\/wp-content\/uploads\/2017\/07\/321-372x230.png","reactor-320":"https:\/\/www.artofmanliness.com\/wp-content\/uploads\/2017\/07\/321-320x180.png","reactor-640":"https:\/\/www.artofmanliness.com\/wp-content\/uploads\/2017\/07\/321-640x360.png"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.4 (Yoast SEO v28.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>How to Think About Money \u2014 Jonathan Clements Interview | The Art of Manliness<\/title>\n<meta name=\"description\" content=\"Today on the show, Jonathan and I discuss the most common money mistakes people make and the psychological biases that cause us to make them.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.artofmanliness.com\/finance\/money\/podcast-321-think-money\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Podcast #321: How to Think About Money | The Art of Manliness\" \/>\n<meta property=\"og:description\" content=\"Today on the show, Jonathan and I discuss the most common money mistakes people make and the psychological biases that cause us to make them.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.artofmanliness.com\/finance\/money\/podcast-321-think-money\/\" \/>\n<meta property=\"og:site_name\" content=\"The Art of Manliness\" \/>\n<meta property=\"article:publisher\" content=\"http:\/\/facebook.com\/artofmanliness\" \/>\n<meta property=\"article:published_time\" content=\"2017-07-14T01:42:48+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-10-09T01:27:42+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.artofmanliness.com\/wp-content\/uploads\/2017\/07\/321.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Brett\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@artofmanliness\" \/>\n<meta name=\"twitter:site\" 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