{"id":101541,"date":"2019-02-11T17:26:24","date_gmt":"2019-02-11T23:26:24","guid":{"rendered":"https:\/\/www.artofmanliness.com\/?p=101541"},"modified":"2026-09-28T13:49:40","modified_gmt":"2026-09-28T18:49:40","slug":"financial-independence-beyond-the-stock-market","status":"publish","type":"post","link":"https:\/\/www.artofmanliness.com\/finance\/money\/financial-independence-beyond-the-stock-market\/","title":{"rendered":"Podcast #481: Building Financial Independence Beyond the Stock Market"},"content":{"rendered":"<p>Financial independence is a goal for a lot of folks. But what does it take to get there? My guest today explores that question on his website, <a href=\"https:\/\/www.financialsamurai.com\/\">Financial&nbsp;Samurai<\/a>. His name is Sam Dogen, and&nbsp;before writing about money online, he worked in finance. We begin our conversation discussing how his career in equities shaped his personal finance philosophy and made him leery of putting too much wealth in the stock market. Sam shares why he recommends&nbsp;putting a lower percentage&nbsp;of your money in stocks than is often recommended&nbsp;in mainstream&nbsp;finance advice, how that percentage should shift as you get older, and alternative ways to invest, build your wealth, and create multiple streams of income that will give you more control over your fortunes.&nbsp;Sam then shares what it means to be financially independent and some of the blindspots he thinks exist in the FIRE, or Financial&nbsp;Independence\/Retire Early, movement. We end our conversation talking about how to plan your financial life for the future, especially concerning what the changing world will be like for your kids.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Financial independence is a goal for a lot of folks. But what does it take to get there? My guest today explores that question on his website, Financial&nbsp;Samurai. His name is Sam Dogen, and&nbsp;before writing about money online, he worked in finance. We begin our conversation discussing how his career in equities shaped his personal [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":195397,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[42377,42395,156],"tags":[],"class_list":["post-101541","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","category-money","category-podcast"],"featured_image_urls":{"large":"https:\/\/www.artofmanliness.com\/wp-content\/uploads\/2019\/02\/481-538x280.png","medium_large":"https:\/\/www.artofmanliness.com\/wp-content\/uploads\/2019\/02\/481-768x432.png","aom":"https:\/\/www.artofmanliness.com\/wp-content\/uploads\/2019\/02\/481-372x230.png","reactor-320":"https:\/\/www.artofmanliness.com\/wp-content\/uploads\/2019\/02\/481-320x180.png","reactor-640":"https:\/\/www.artofmanliness.com\/wp-content\/uploads\/2019\/02\/481-640x360.png"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.4 (Yoast SEO v28.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Financial Independence \u2014\u00a0How to Really Achieve It | The Art of Manliness<\/title>\n<meta name=\"description\" content=\"Financial independence is a goal for a lot of folks. But what does it take to get there? My guest today explores that question.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.artofmanliness.com\/finance\/money\/financial-independence-beyond-the-stock-market\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Podcast #481: Building Financial Independence Beyond the Stock Market | The Art of Manliness\" \/>\n<meta property=\"og:description\" content=\"Financial independence is a goal for a lot of folks. But what does it take to get there? My guest today explores that question.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.artofmanliness.com\/finance\/money\/financial-independence-beyond-the-stock-market\/\" \/>\n<meta property=\"og:site_name\" content=\"The Art of Manliness\" \/>\n<meta property=\"article:publisher\" content=\"http:\/\/facebook.com\/artofmanliness\" \/>\n<meta property=\"article:published_time\" content=\"2019-02-11T23:26:24+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-28T18:49:40+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.artofmanliness.com\/wp-content\/uploads\/2019\/02\/481.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Brett\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@artofmanliness\" \/>\n<meta name=\"twitter:site\" content=\"@artofmanliness\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Brett\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.artofmanliness.com\\\/finance\\\/money\\\/financial-independence-beyond-the-stock-market\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.artofmanliness.com\\\/finance\\\/money\\\/financial-independence-beyond-the-stock-market\\\/\"},\"author\":{\"name\":\"Brett\",\"@id\":\"https:\\\/\\\/www.artofmanliness.com\\\/#\\\/schema\\\/person\\\/84a51044fb965564cde35d18f7e0a832\"},\"headline\":\"Podcast #481: Building Financial Independence Beyond the Stock Market\",\"datePublished\":\"2019-02-11T23:26:24+00:00\",\"dateModified\":\"2026-09-28T18:49:40+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.artofmanliness.com\\\/finance\\\/money\\\/financial-independence-beyond-the-stock-market\\\/\"},\"wordCount\":196,\"image\":{\"@id\":\"https:\\\/\\\/www.artofmanliness.com\\\/finance\\\/money\\\/financial-independence-beyond-the-stock-market\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.artofmanliness.com\\\/wp-content\\\/uploads\\\/2019\\\/02\\\/481.png\",\"articleSection\":[\"Finance\",\"Money\",\"Podcast\"],\"inLanguage\":\"en-US\",\"copyrightYear\":\"2019\",\"copyrightHolder\":{\"@id\":\"https:\\\/\\\/www.artofmanliness.com\\\/#organization\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.artofmanliness.com\\\/finance\\\/money\\\/financial-independence-beyond-the-stock-market\\\/\",\"url\":\"https:\\\/\\\/www.artofmanliness.com\\\/finance\\\/money\\\/financial-independence-beyond-the-stock-market\\\/\",\"name\":\"Financial Independence \u2014\u00a0How to Really Achieve It | The Art of Manliness\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.artofmanliness.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.artofmanliness.com\\\/finance\\\/money\\\/financial-independence-beyond-the-stock-market\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.artofmanliness.com\\\/finance\\\/money\\\/financial-independence-beyond-the-stock-market\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.artofmanliness.com\\\/wp-content\\\/uploads\\\/2019\\\/02\\\/481.png\",\"datePublished\":\"2019-02-11T23:26:24+00:00\",\"dateModified\":\"2026-09-28T18:49:40+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.artofmanliness.com\\\/#\\\/schema\\\/person\\\/84a51044fb965564cde35d18f7e0a832\"},\"description\":\"Financial independence is a goal for a lot of folks. 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