
Picture this: you’re talking to a small group of people. Things are going great–in fact you feel this could really lead to something big. Then someone asks for your business card.
You reach into your pocket and pull out……a huge lump of nylon and duct tape with tattered receipts and dozens of dollar bills sticking out from the corners. Fumbling through the tightly wound ball of “important” items carried “just in case,” you finally manage to find a card after 5 minutes of searching. It’s marked up and bent, but hey–it’s a card, right?
Not a great impression, eh?
If you’ve had the same wallet since seventh grade, perhaps it is time to invest in something a little more mature and appropriate.
A gentleman’s wallet needs to be two things:
1) Functional
2) Presentable
Both of these have a lot to do with what you’re carrying, so get ready to clean house.
Functional: What Your Wallet Needs
If you’re guilty of carrying around a George Constanza wallet, one that’s stuffed to the brim, waiting to explode and blow all your “important” papers to the wind, then you really should consider going through your wallet and stripping it down to its bare essentials. Because not only does an overstuffed wallet look kind of silly when you pull it out in public, it also does a number on your clothing and appearance when it’s being carried around in your pocket. A giant wallet in the back pocket of your pants makes sitting down uncomfortable and your backside look like it’s growing an unsightly tumor. Carrying an overstuffed wallet in your coat pocket weighs you down on one side, making the jacket’s shoulders a little lopsided. And regardless of the pocket you put it in, a heavy wallet will create creases that shorten the lifespan of the garment.
So if you want to streamline your wallet, how do you figure out what should stay and what should go? Here are some suggested guidelines:
Items Every Gentleman’s Wallet Should Have
Cash – Although credit cards and other forms of electronic payment have become dominant in how we exchange money, cold hard cash is still widely accepted and in some instances preferred. It’s fast, convenient, and from a vendor’s perspective has no processing fee (which is why you see discounts occasionally). Cash is king when it comes to tips and paying for quick services where electronic payment forms require extra time and you would rather just pay and be on your way.

Identification – Stick to the bare minimum here. A driver’s license/state identification card should be your default. You may need a second ID for your job or school, but try to stop there. No need to carry your international driver’s licenses or passport unless you’re in a foreign country. And even then I prefer to keep a photocopy and leave my original in a hotel safe or other secure area.

Credit Cards - Carry 1-2 credit or debit cards. Here is where a lot of people go overboard–in fact the average American has 7 cards! You do not need to carry your Visa, Mastercard, American Express, Discover, and 3 fuels cards with you at all times. However, I do like to carry both a debit and credit card. Although my debit card can be used as a credit card, certain companies will not allow you to use it as a deposit card (car rental services when you are out of state–my experience). Also the better credit cards offer a wide variety of protections not offered to debit card purchases.

Business Cards - Have them with you at all times–even if you’re unemployed or at a social event. People want to connect, and no successful man is an island. If you don’t have a specific title or position, get a set of calling cards with your name, phone number, and e-mail. You don’t usually need more than a few in your wallet, as the ones here are for random opportune moments. If you expect to be handing out more than 3, carry a business card case. Carrying more than 5 cards in a wallet can build up bulk fast. Although there are apps out there making business cards obsolete, adoption of the technology is still in its infancy. Even at tech savvy events like SXSW in Austin I found less than 5% of people using the technology.
Photos of Loved Ones – A great personal motivator and reminder to carry close, the only warning is that anything you carry in your wallet should be a copy–never the original.
Items to Leave Out of Your Wallet
Discount, club membership, library, and medical cards should be left at home unless you’re making a specific trip and know you’ll need them. My wife and I actually have a system where we keep all these cards in our minivan (we have 2 vehicles–but I rarely use my truck). In the event we need them and forgot to bring them in, we simply walk back out to the vehicle and retrieve them.
Social Security Card – This isn’t just wasted space; it’s a bad idea. You don’t ever need this for I.D. purposes, except when you’re actually proving residency status for legal reasons. Keep it somewhere safe at home–not in your wallet.

Condoms – Keeping condoms for long periods in your wallet only damages them. If you need to have some on hand, store them in your vehicle.
Coins – Unless you’re in a country where coin usage is a larger part of society for transportation (I feel for you guys over in Europe)–leave the coins at home. An exception to this is if you’re headed out to a bar and may possibly run into another military man–then carry a military coin so you can brandish it and have the first round bought by your new (or old) friend.
Receipts – If you like to keep them for your records, transfer them immediately from your wallet to a folder as soon as you get home. Week to year old receipts don’t have any place in your pocket.
Technology Note
Just because I do not carry the above items does not mean I do not have access to the information. Using my smart phone, I keep scanned copies of important cards and files on a secure cloud-based service which I can access from anywhere. Just the other day I had a receptionist make a photocopy of my daughter’s medical insurance card that was displayed on my iPhone via Dropbox. There are many ways to do this–just remember to think through the security of the system you set up. A lapse of security here could easily lead to identity theft.
Presentability: What a Good Wallet Looks Like
The Right Wallet for the Right Job
Not all wallets are created equal. Your slim day-to-day billfold won’t hold larger papers and tickets when you travel. A polyester and velcro wallet with your alma mater’s football insignia is fine for shopping on a Saturday but won’t make the best impression at a business lunch.
A quick overview of wallet styles–and yes, a man can own various styles that suit his particular needs:
Billfolds – Your basic bi-fold or tri-fold wallet in plain black leather is a reliable workhorse. It’s perfectly acceptable in just about any social or business setting and holds the daily essentials year after year. Simple, elegant, timeless. Your go-to wallet.
Below is a neat one from an Esty craftsman who will customize the handmade wallet with a quotation of your choice:

Sport Wallets – Usually made from a synthetic weave, these wallets are made in brighter colors and with features for men who need to ensure the contents of the wallet stay put. They also can feature straps to secure them to the individual, can be water resistant, and utilize velcro and zippers. Reserve these wallets for times when their functionality is a requirement–not when wearing a dinner jacket.

Super Slim Wallets – Recently I’ve seen the rise of simple and slim wallets. Some are made from leather, but can only hold at most a few cards and bills. Others are made from paper-thin, ultra-strong materials and are almost an empty form given shape by the wallet contents. The goal is the same–make the wallet smaller and a man will by necessity carry less. A good philosophy, and one I recommend for those who can’t seem to keep their traditional billfolds slim.

Money Clip – Often underrated, metal clips are even slimmer than wallets and can be eye-catching if you find a good one. They also fit better in a jacket pocket than most billfolds. If you’re looking for one that’s truly unique, search Etsy.com for hundreds of interesting handmade options. There are even money clips out there like the one below that double as knives!

Creditor Carbon Fiber Money Clip Knife
Travel Wallets – These are usually built larger to accommodate tickets and international passports. They also come with an attached clip or neck thong to help prevent theft or misplacement. Travel wallets aren’t practical for daily use, but they’re invaluable when you travel, especially as a family man carrying paperwork and IDs for 5 people.

Wallet/Phone Case – You’ve got a handkerchief, pocket knife, wallet and goodness knows what else in your pockets (seriously, check out what AoMers carry in their pockets each day)…add in having to carry a phone as well, and things start to get pretty bulky. That’s why a wallet that doubles as a phone case can be a smart move.

Stylistically, each of these wallet types comes in an almost infinite range of builds and colors. Your tastes might run anywhere from alligator skin to recycled materials, but just remember the darker and simpler the wallet, the more formal it is.
I recommend at least a plain leather billfold; beyond that let your personal tastes be your guide. A little character never hurt a man’s wallet — as long as it’s kept functional and stylish.
Have Tony talk you through the post:
_______________________________________
The Kenton Sorenson Wallet Giveaway

If your current wallet needs to be replaced with something nicer, you’re in luck. Kenton Sorenson is giving away one of their handsome wallets to one lucky AoM reader.
Kenton Sorenson’s leather goods are crafted in the USA with pure vegetable-tanned leather from a 130-year-old Midwestern tannery. Each article is cut, oiled, conditioned with beeswax, and hand-stitched using a heavy thread. The wallets feature simple, timeless designs, and the light leather is made to darken over time.
What’s Up for Grabs
Any of the wallets available in Kenton Sorenson’s collection, from their front pocket wallet ($90) to their classic wallet ($100) to their iPhone wallet ($140).
How to Enter
Leave a comment on this post sharing what you carry in your wallet. It might take awhile for your comment to appear–please be patient and do not submit multiple comments.
One winner will be randomly drawn from the comments. Giveaway ends February 27, 2012 at 12:00 am CST.
UPDATE: Contest is Closed. Winner will be announced on the AoM Trunk.







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The contents of my wallet are quite simple!
1. AMEX Premiere Gold Card
2. BofA Debit Card
3. $80 CASH
4. ID [Work/School/State]
5. Metro Card
6. A folded up post-it note that has a quote that helps me kick ass, “When you want to succeed as bad as you want to breathe, then you’ll be successful.”
Hope I win the wall! :D
Regards!
I carry a money clip / slim wallet combo, in it is my license, health card, office access card, 1 debit and 2 credit cards, and some cash. I try and carry as little as possible, and typing that out it seems like I should be able to get by with less. I sense a purge coming.
I try to only carry the essentials:
Credit card
Debit card
Office access card
Driver’s license
$30-40 in cash
I wrap the cash around the cards and use a clip. Unfortunately, I just lost the money clip I’d been using for years so I am in the market for something new.
I keep my FOID card, ID, School ID, Visa, Debit card and $100 cash
Driver’s license,
Debit card
Credit card
Health card
AAA card (you never know when you might lock yourself out of the car)
Receipts from the day to file later.
Not much cash–just to cover tolls.
1. cash
2. debit card
3. credit card
4. insurance card
5. ACLS card
6. CPR card
7. Smoothie King frequent buyer card
8. Driver’s license
9. Hunting/fishing license
What I carry, A Haiku:
A well made wallet
Will carry numbers of things
Ids, cards, money.
1. cash
2. debit card
3. credit card
4. drivers license
5. health insurance card
6. health care card
7. dental card
8. conservation card
9. NRA cards
10. key card
11. OSHA card
12. CPR card
13. Car Insurance card
14. Dutch Oven Temp Card
15. Blood Donor Card
16. Shooting Range Card
17. Scout Leader Trng. Cards
18. Business cards
19. Bank cards
20. Reward cards
21. Vehicle keyless entry
22. Pharmacy card
24. Scout member card
Cash
ID
2-3credit cards
Bank cards 1 from personal,1 from joint
Cash
ID
2-3credit cards
Bank cards 1 from personal,1 from joint
Pen
Any gift cards
Cash
ID
2-3 credit cards
Bank cards 1 from personal,1 from joint
Pen
Any gift cards
Cash
ID
2-3 credit cards
Bank cards 1 from personal,1 from joint
Pen
Any gift cards
Ins cards
When I’m out, I carry a slim wallet-money clip combo. Dollar bills go in the clip, and my personal ID, two credit cards, and an extra $20 (just in case). I sometimes carry coins in a separate coin wallet.
My wallet contains:
Cash
Debit card
Drivers license
Business cards
Photobooth pictures of fiancee and me
A lottery ticket I haven’t checked
Forklift operator certificate card
I’ve recently started a new professional job and am now in desperate need of direction in the professional world. I’m guilty of carrying anything and everything in my wallet. This article has been very helpful. I really appreciate what you’re doing on this site. I’m going to keep digging deeper and hoping that you cover most of my anxieties :-) Keep up the good work.
-Drivers License
-FOID Card
-Insurance Card
-Masonic Membership Card
-Emergency $100 bill
-Debit Card
-American Express
ski pass
id from my uni
drivers license
orange credit card
blood donor cert card
pennytalk card
lucky $2 bill
excess amount of snowboard, ski, and graphic design business cards
expired health insurance card
phone numbers from christie, pierron, and montana
and it’s red. come on.
What are your thoughts on the new stainless mesh wallets? Very high tech looking.
I carry…..
Driver license
Credit card
Speedway card
Sam’s Club card
a couple hundred bucks
For me its all about simplicity and functionality. No Constanza-lifestyle for me!
Driver Licencse
1 Debit Card
1 Credit Card
Few business cards
$40 cash (twenty, ten, five, five-ones)
I only carry a few things
1.cash
2.1 credit card
3.picture of a long lost friend
4. Honor Courage & Commitment card (Marine thing)
5. Photo of my family and friends
Money.
My ID
Debit Card
Cash
My beloved grandpa’s business card as a memento
AAA card
Metro card
Driver’s license
School ID
Debit Card
Cash
Nice and simple. 2 x credit cards, my licence and my health care card. Money clip holds the notes. Both fit into a jacket pocket without making it look like i have breasts (or at least one).
I don’t understand money-clips; the only statement I can imagine them making are “look at my money-I’m insecure” or “look at my money-I’m an easy mark”
My wallet is falling apart after 5-6 years of constant use but I still get compliments about it. Some cash and too many cards is what I carry
The contents of my wallet…
1) Metro Credit Union (local to Omaha, NE) debit card
2) School ID
3) Driver’s License
4) $20-$50 in cash
5) AAA membership card, just in case I find myself in need of roadside assistance. (As per Antonio’s suggestion, I plan to move this card to the glove box in my car.)
My wallet has a slip out ID/card holder great for the nights out. Its just big enough to hold my ID, debit card, 2 business cards and a $10 for tips/valet/etc that require cash.
A little more than the essentials
Drivers License
2- Credit/Debit Cards
Sam’s Club Card
REI Member Card
Staples Rewards Card
List of Passwords (encrypted, of course)
Half a dozen of my business cards
A bit of cash
and finally a couple of various gift cards that I won’t spend if I don’t have them with me.
Cash
Debit card
Business cards
A couple 3X5 cards for notes
ID cards
CPR barrier
I use a wallet to hold my credit cards, ID, and since I play guitar, a guitar pick. The wallet is really nice; it’s made by whipping post (link below).
Cash I keep in a money clip.
Link to the wallet I use: http://www.whippingpost.com/collections/wallets
BofA Debit Card
BofA Credit Card
License
First aid CPR card
Stop and Shop card (for the gas)
JP Licks Card (for the icecream)
Whichever giftcard I am trying to use up at the moment
I’ve never been a fan of nylon/velcro wallets in any circumstance. I’m also firmly in the bifold camp.
After reading this I need to clean out my wallet.
Debit/Credit card
Amex
multiple club and punch cards for eating establishments, gas stations, and some clothes stores
License (old and new)
Id card
school id/debit card
-Blood donor card
-Five contact cards
-Picture of my little sister
-California State ID
-Debit Card
-School ID
- at least a twenty and a single
-rolling papers
Cash (at least £50).
One credit card.
A few pound coins for busses / vending machines
That is all. I should probably downsize to a moneyclip, but I really like my wallet and sometimes carry extra cards like driving license or loyalty cards.
MTA Card
Cash
ID
Medical Card
Debit Card
5 Quarters
Hope you can arrange delivery to the UK!!
Here we go:
2 Debit Cards
Drivers License
Supermarket Loyalty Card
£50 Cash
A Photo of my Girlfriend
10 or so Business Cards
Great post guys at AoM!!! Best of luck people!
Very little actually.
1 bill
ID card
2 credit/debitcards
$100 cash
1 debit card
license
school id
5 business cards
insurance card
I’m currently waiting to find a new wallet I like, but I’ve decided I’m going to cut down to a slim lined one only carrying 2 cards, £30 cash and driving license
I have the standard ID, 4 credit cards, insurance card and lucky silver dollar. with an old picture of the Mrs. as well.
I carry my license, student I.D., and my debit card. I will also carry some cash if I have it, not too much though.
I’ve tried to slim down to a money clip with a small card holder. Doesn’t always stay thin, unfortunately. Currently I have:
Driver’s license
Medical Insurance card
Credit card
Debit/ATM card
Sam’s club card
2nd credit card
Club card for Freebirds
Punch card for Firehouse Subs
and ~$20 in sorted bills
My wallet contains:
1. Some cash $20-40
2. Debit Card
3. License
4. Credentials needed for work
5. A few photos
6. My badge
Quick question: why do people carry their CPR/first-aid cards, i’ve never had anyone ask me for mine, except new employers.
I carry my license, student ID, credit card and some cash.
A little bit of cash, credit card, insurance card, library card, driver’s license, student i.d., work card.
I got my Drivers License, a credit card, an atm card, my BLS “card,” an FOP “card,” a bit of cash, and to be honest, a library card and gym membership card that I have to remember to take out when I get to my car.
Credit Cards
Drivers License
Bus Pass
i have dl school id cc costco card debit and a few notes from the girlfriend
Driver’s license, one mastercard, one wells fargo platinum debit card, referral cards for the jiu jitsu school where I train, school ID, various cards for restaurants.
Contents:
Driver’s licence
School I.D.
Debit Card
C.P.R Certification
Copy of health insurance
3 business cards
I’m due for a new wallet
Cash
Debit card
Drivers license
Business cards
Photobooth pictures of fiancee and me
A lottery ticket I haven’t checked
Forklift operator certificate card
I have a simple black leather billfold.
I usually carry about $20 in cash plus $1.50 in quarters for bus money.
I also have my school ID (no driver’s license yet), library card, gear ratio chart (I’m a racer so this comes in handy), gamestop rewards card, and my US rowing membership card.
Contents of my homemade wallet:
Driver’s license
Military ID
Personal Debit card
Business debit card
1 check
$60 cash
Contents of my homemade wallet:
Driver’s license
Military ID
2 Debit cards
Business cards
1 check
$60 cash
I carry more than I need to…
- picture of wife
- cash
- two weeks worth of sales receipts
- 4 credit cards
- driver’s license
- a patch of grass from Notre Dame stadium circa 1995
- savings cards for 4 grocery store chains
- more stuff…
Two government credit cards
Two personal credit cards
Biusness cards
Electrical license
Drivers license
A couple of Benjamin’s
And a reciept that should have been turned in a month ago. Oops. Make a good day of it.
*driver’s License
*school ID
*credit card
*money
-I like to keep the wallet slim.
I got a Slimmy right now from Koyono. I carry
-Money (usually $40 or less)
-Insurance cards (car/medical)
-Business Cards
-Debit Card
Pretty spartanic.
I carry two credit cards, cash, license, a few receipts, health insurance cards, and a few biz cards.
I carry:
Debit Card
School ID
Cold hard cash
Library Card
Homecoming picture!
various gift cards
I carry a drivers license, university I.D., debit, Mariners season ticket holder I.D., an M’s schedule, cash, and generally a few sporting event tickets that I haven’t yet transferred to my collection box.
Let’s see….
cash (<$40)
driver's license
1 debit card
1 credit card
a couple business cards
3×5 cards, for notes, lists, and so forth.
Fisher Bullet Space Pen
I use a Levenger International pocket briefcase for my wallet, usually in the front pocket of my trousers.
My apartment smells of rich mahogany and I have many leather-bound books.
Contents of my wallet:
$20 in cash
Credit card
Debit card
Drivers license
4 Band-aids
1 Bobby pin
Eagle scout card
Small tools and pizza coupons.
My wallet is currently holding the following items:
2- debit cards
6- of my own business cards
2- pictures of nephew
2- health insurance cards
1- twenty dollar bill
1- one dollar bill
3- receipts
1- drives licence
In my wallet I carried:
Drivers Liscence
Company ID
Social Security Card
Old Car Insurance
$20 Bill
Blank Check
4 Different Health Care Cards
Car Rental Membership Card
Hotel Frequent Customer Card
Grocery Store Customer Card
Pet Store Customer Card
1 Debit Card
1 Personal Credit Card
1 Company Credit Card
2 Cards with Comany Leadership Tenons
Coffee Shop Gift Card
Book of Stamps
What I just got rid of:
SS Card
Health Care Cards
Travel Cards
Old Insurance Paper
I’d love to make the move out of this well-worn wallet into one that I can carry both in a front pocket and that will hold my cell phone. I’m tired of sitting on my wallet!
I have it pared down as far as I can, I believe, without having to carry anything else besides a pocket knife, key ring, and a handkerchief (if it wasn’t for allergies this would go away too).
Wallet contents:
Driver’s License
Check Card (Visa)
Credit Card (Mastercard)
$50-$100 cash
I keep two items that are not practical, a photo of my kids (even though I have hundreds on my phone), and a sheet of paper from a small spiral notepad that my son wrote “I love you daddy” on when he first learned to write.
I would bet that this list will be permanent, including the non essentials.
Just a quick note, if you are worried about the time deadline on this. I posted at 11:02 Austin time, website lists it as 12:02, making it EDT.
Cash, Driving License, Work ID, Credit Card, Debit Card, Library Cards, State Park Trails Pass
I carry a little cash, my debit card, my DL, my concealed carry permit, and a few membership cards. I have a Flipside RFID shielded polymer wallet. It has limited space which forces me to keep it up which has broken a few bad habits of neer cleaning it!
As little as possible, CC, Debit, AMEX, ID, a little cash.
Almost no cash, 2 debit/check cards, a credit card, ID, and some business cards.
I’ve carried the same wallet for 15 years. I always carry about 5-10 bucks for tips (any more than that and it’ll burn a hole in my pocket) and my cards. No pictures, and as a teacher, don’t find the need to give business cards often.
Daily Pocket Contents
iPhone 4s
Burts Beeswax Lipbalm
Pocket Knife
Black ultra-slim wallet
-1 credit card (chase)
-1 starbucks gold card
-1 enhanced DL
-1 student ID
-$100 cash
Cash, family pictures, a couple emergency guitar picks, credit cards, health cards, a couple coupons.
also, I got the wallet from my dad when I was 13. It was my first wallet. I used many others since, but they never stood up to this one.
Just the essentials in mine:
Debit cards x 2
Driver’s Licence
Student ID
Cash
Postage stamps
Family photo
After reading this article, my wallet is insurance cards, my ID, one debit card, four personal business cards, photo of my girlfriend
$25
Driver’s License
2 Credit Cards
Debit Card
Medical Card
Business Cards
Receipts for work
Government and student IDs, health insurance card, credit cards x2, debit card (Discover + Visa), clipper card, $20-$100 cash.
Military ID (USMC)
Driver’s License
Concealed Carry permits (NV, UT)
$100 bill, random $20s/$5s (the $100 bill is good for asking favors, the normal bills are good for buying normal things)
Insurance card. Debit card. AMEX.
Personal Debit Card, Biz CC, DL, 5x Biz Cards, Cash $60 (3ea $20s). That’s it everything else either in car or at home where it belongs.
Insurance Card
Debt Card
Credit Card
Gov ID
Faculty ID
Library Card
Cash
I’m a smaller guy so a smaller wallet is a must.
$20, $10, $10 Bills
Drivers
Car Insurance+Health Insurance
Mastercard+Debit Card
and 3 business cards
Everything else such as membership cards I try to program onto my iPhone.
Too many cards, ~$50 cash, a couple receipts, and 3-5 business cards.
Driver’s license, library card, house key, and some cash.
I have a standard wallet for everyday use and a slim wallet for nights out.
Standard items would be a personal and a business debit card, some cash, driver’s license and a couple of club/discount cards.
The slim gets the ID and a card when going out. Cash goes in the front pocket inside a nice handmade silver money clip.
Cheers!
I have a trifold leather wallet that holds my cash, debit card, credit card, university student ID, driver’s license, insurance card, library card, and school print card.
Thanks!
I’ve always kept my Eagle Scout card facing my driver’s license, so that when you flip it open to see one you’re automatically seeing the other.
Don’t know if it’s ever been the thing that saved me from a ticket or not, but it never hurts to try!
A few cards and the occasional dollar bill here and there. But never leave home without a business card to give out if needed
I always carry a $100 bill behind my Driver’s License, that is earmarked for using for any object that hits my desire. It is separate from my cash so it is completely available at all times without thought of expense. This has provided me with so many treasures in my life, I highly recommend it!!
Business cards, visas (business and personal), driver’s license, fuel card, and first aid endorsements.
2 pictures of my daughters
1 Pin for the Met
a reciept for a watch i bought my girlfriend.
Drivers license.
Drivers Licence
CHL
Debit Card
Business Debit Card
Money :D
Receipts
Bills
Invoices from Tailors
Credit Cards (visa, masters)
Lucky charm
Cloth (cleaning screen of my mobile phone)
Retail shop’s membership cards
Driver’s License
Business Debit
Personal Debit
Costco membership card
3-business cards
a couple gas receipts
debit card
gas discount card
my business cards (3)
sky miles card
driver license
Boy Scouts of America certification card
medical insurance cards
amateur radio license
all of this in a Maxpedition Hard-Use Gear slim wallet
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